> This included tax returns, account passwords for my wife in case I died, personal documents and spreadsheets, and just about everything I had paper copies of

> This included tax returns, account passwords for my wife in case I died, personal documents and spreadsheets, and just about everything I had paper copies of at home. This is why you should never store passwords on your computer / cloud in plain text. > Given that I had 2FA enabled for my bank account and the bank account info on Google Drive, it was just a matter of time before the thief started stealing my money. Is it common in the United States to allow online banking without any physical second factor? My bank requires me to use some kind of device similar to https://en.wikipedia.org/wiki/Chip_Authentication_Program https://en.wikipedia.org/wiki/Chip_Authentication_Program with my card and code to login or execute transactions. I think most other banks in my country require something similar.