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I think saving is an essential part of it, but not the whole story. I recently took a job at a university. I had a bit of leverage (extensive clojure experien

I think saving is an essential part of it, but not the whole story. I recently took a job at a university. I had a bit of leverage (extensive clojure experience ftw), and I spent it on negotiating for 20 hrs/week. This gives me much more time to do "the other stuff" that's part of a career---networking, learning, interviewing, starting soon-to-be-aborted businesses. I've also been trying (with a group of friends) to figure out if there's any way we can make some sort of co-op work. I do think "jobs are over," at least as we know them for the middle class, but I don't think that needs to mean that the middle class is over. What form it will take, though, I'm still not sure. I suspect things will keep getting weirder.

Creationer 7y ago
The problem is that jobs are over, but we are still taxed the old fashioned way - mostly to pay for the healthcare and pensions of baby boomers who had steady careers and cheap housing. Healthcare and pensions make up 66% of the US Federal Budget. Its a similiar case in most other Western countries. If we could somehow find a way to relieve ourselves of that burden, taxes on labour could be much lower and life significantly better. I think this is partly why we've seen such a huge boom in freelancing. Its much easier to optimise your taxes that way, instead of working for a company.