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Interestingly optimistic. I've been doing my recent retirement calculations with 5% nominal returns. I suppose it's because I'd rather be pleasantly surprised
by akeck 7y ago
Interestingly optimistic. I've been doing my recent retirement calculations with 5% nominal returns. I suppose it's because I'd rather be pleasantly surprised in retirement than starve.
- wcoenen 7y ago30 year treasury bonds are currently yielding around 2.6%. Doesn't that mean that investors are pricing in a significant risk that they won't get a better return on other investments over the next 30 years? The world might be following Japan's lead here.
- lowdest 7y ago5% nominal returns, then ~2% inflation and income taxes on withdrawal. That's going to require a high savings rate.
- akeck 7y agoYes, unfortunately.