I am not an investment expert, you should consult with your financial advisor, my personal rule of thumb is : 1 - Invest in yourself. - Health - Educa

I am not an investment expert, you should consult with your financial advisor, my personal rule of thumb is : 1 - Invest in yourself. - Health - Education - Social circle 2 - Invest in your living space. - Buy an apartment anywhere on earth where you can afford, you can take cheap flights to anywhere on earth these days. Even the remotest part of Africa can be reached within 1 day and less than 500 dollars. ( you are normally paying more than 700 dollars in rent anywhere in the developed world ). 3 - Buy high yielding government bonds, preferably multiple countries. 4 - Buy index funds. I do not prefer gold / silver, there is severe restrictions in moving them around, and high taxation in audit and transaction. government bonds are generally tax exempt. You are better off investing in guns than gold if the economy collapses.