> these are all government guaranteed, even if the issuing firm goes bankrupt. That probably adds another 5-10k/yr per person on avg. I didn't realize the gove

> these are all government guaranteed, even if the issuing firm goes bankrupt. That probably adds another 5-10k/yr per person on avg. I didn't realize the government guaranteed pensions, so I did some research. [0] indicates that companies can optionally participate in PBGC, which guarantees at least a portion of a worker's pension. [0] https://www.thebalance.com/is-my-pension-safe-2388790 https://www.thebalance.com/is-my-pension-safe-2388790