Total closing costs include much more than just agent fees, and can approach 10%. The majority is covered by the seller, but things like title insurance and tra

Total closing costs include much more than just agent fees, and can approach 10%. The majority is covered by the seller, but things like title insurance and transfer tax are paid for by the buyer. Anyways even if the seller pays for something they've undoubtably priced it into the sale price, so the buyer pays for it one way or another.