I think the major difference between the US and european countries in this regard is due to role of the goverment in society. A good example is "financiele cur

I think the major difference between the US and european countries in this regard is due to role of the goverment in society. A good example is "financiele curatele"[0]. This is a system where people (usually after either massive debt isssues or other issues which result in "mentorschap"[0]) lose their right to make their own financial decisions, and a curator handles the finances for said person until either the debt is repayed or indefinitely (the latter usually happens with untreatable mental illness). I highly doubt suchs a system exists in the US. [0] https://www.rijksoverheid.nl/onderwerpen/curatele-bewind-en-mentorschap/vraag-en-antwoord/verschillen-curatele-beschermingsbewind-en-mentorschap https://www.rijksoverheid.nl/onderwerpen/curatele-bewind-en-...