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> and no significant problems finding apartments and opening bank accounts Firstly, opening a bank account almost never requires a credit check. Think about it
by Cyph0n 7y ago
> and no significant problems finding apartments and opening bank accounts
Firstly, opening a bank account almost never requires a credit check. Think about it: what risk is the bank taking on by giving you an account with nothing in it?
Secondly, renting an apartment typically involves a credit check in my experience. I had my father co-sign my first lease to avoid the security deposit (~$1000, 1 month of rent). There is also a separate renter's score (?) that evaluates how "good" of a renter you are in general.
- brianwawok 7y agoBounced checks, or overstrung debit cards. I think no history you are fine to open a bank. But I think if you have bad credit history (like previously bounced checks), you won't get approval for a checking account - or get a very limited account.