5 ms·
Depends on the use-case. All foreigners that migrate for a job to the us have no credit history, and no significant problems finding apartments and opening bank
by conanbatt 7y ago
Depends on the use-case. All foreigners that migrate for a job to the us have no credit history, and no significant problems finding apartments and opening bank accounts.
- deleted 7y ago[deleted]
- totaldude87 7y agoAnd has to pay hefty security deposits, each time when they switch (without a proper credit score)
- conanbatt 7y agoMight depend on where but I've had no different treatment from my no-score days to my now healthy score.
- Cyph0n 7y ago> and no significant problems finding apartments and opening bank accounts Firstly, opening a bank account almost never requires a credit check. Think about it: what risk is the bank taking on by giving you an account with nothing in it? Secondly, renting an apartment typically involves a credit check in my experience. I had my father co-sign my first lease to avoid the security deposit (~$1000, 1 month of rent). There is also a separate renter's score (?) that evaluates how "good" of a renter you are in general.
- brianwawok 7y agoBounced checks, or overstrung debit cards. I think no history you are fine to open a bank. But I think if you have bad credit history (like previously bounced checks), you won't get approval for a checking account - or get a very limited account.