3 ms·
Protip for anyone considering moving to the US. Make sure you open an Amex card in your current country at least 3 months before moving. Amex has a system where
by ohhhwell 7y ago
Protip for anyone considering moving to the US. Make sure you open an Amex card in your current country at least 3 months before moving. Amex has a system where as a customer from another region they will let you open one card without needing US credit rating! Make sure you pick a card that doesn't have an annual fee as your first card, since a component of most credit scores is the age of your oldest card, so you want to keep this card open forever, so a fee would suck.
I'm approaching 2 years in the us and this has been quite helpful, however I'm still in the situation someone else mentioned. My credit score is high, but I have gotten rejections from "not long enough history" (chase)
But getting an Amex platinum after the fact was no problem to get in on the whole Airport Lounges US credit card thing.
- tareqak 7y agoAFAIK, if: 1. You have had an account with the Canadian RBC Royal Bank 2. You move to a state in the US where the US RBC Bank operates in or 1. You have had an account with the Canadian TD Bank 2. You move to a state in the US where the US TD bank operates in then, you can ask the US banks to look at your corresponding Canadian bank's credit history in making a decision in approving you for one of the US bank's credit cards (YMMV - your mileage may vary).
- milin 7y agoEven if there is a fee, most of the time there is an option to downgrade the card to a no fee version.