In many cases you may be able to obtain a secured line of credit from one of your local credit unions if you’re the type who likes keeping your money local. The

In many cases you may be able to obtain a secured line of credit from one of your local credit unions if you’re the type who likes keeping your money local. They tend to be more amenable to helping their members with credit rebuilding goals. That was the path I took, but as with all things ymmv