5 ms·

I didn't dig into the FAQ or fine print, but I wonder what happens if you get the card, and then your Prime membership runs out? EDIT: > The 5% back benefit m

I didn't dig into the FAQ or fine print, but I wonder what happens if you get the card, and then your Prime membership runs out? EDIT: > The 5% back benefit may apply to purchases (less returns and other credits) made using the Amazon.com Store Card Credit Builder when signed into an Amazon.com account with an Eligible Amazon Prime Membership, including 1-Click orders and purchases made at physical Amazon locations (in each case, where 5% back is selected as the default option or where Promotional Financing is selected as the default option but is not available for the particular purchase). It seems like the 5% back is only for Prime membership folks. I think anyone can get the card, with or without Prime, though. So then it doesn't have a yearly fee, technically.

dymk 7y ago
They almost surely just close the account after some amount of time. Like any other bank if you canceled your accounts with them.
- deleted 7y ago
  [deleted]
- bluetidepro 7y ago
  See my edit on the comment. It looks like that's only for the 5% back. There isn't a fee technically.
snuxoll 7y ago
It reverts to a standard Amazon.com store card without extra perks.
- arcdigital 7y ago
  That wouldn't make sense. The whole point of this is for it to "upgrade" to the standard store card once you've convinced the bank you can be trusted with an unsecured credit line.
  - george_perez 7y ago
    The standard store card also has this requirement. You only get 5% cash back if you have an active Prime membership. If you let your membership run out it will only give back 3%. https://www.amazon.com/iss/credit/storecardmember?plattr=PLCCGNO&ref_=nav_em_T1_0_4_28_1__credit_plcc https://www.amazon.com/iss/credit/storecardmember?plattr=PLC...