Same here in .nl, you have a government digital id called Digid, but it’s just a login and password with optional sms 2fa, but we also have IDIN, which uses you

Same here in .nl, you have a government digital id called Digid, but it’s just a login and password with optional sms 2fa, but we also have IDIN, which uses your banks hardware token, etc, to identify, which is better.