my problem isn't with the DMV aspect, since they can't do anything with it....my problem is with the insurance companies, who might just decide to factor this i

my problem isn't with the DMV aspect, since they can't do anything with it....my problem is with the insurance companies, who might just decide to factor this into their rate calculations. And since the rates seem to be taken from thin air, they could raise your rates without you ever knowing that someone reported you.