You list an amazing number of apps and services, but that doesn't seem to reassure me of the idea of giving up your credentials. That's way too much enthusiasm

You list an amazing number of apps and services, but that doesn't seem to reassure me of the idea of giving up your credentials. That's way too much enthusiasm for the new and shiny app, way too little awareness that in this world people are out to get what's yours, way too little concern for questionable security at every single layer of computing, way too much trust in the banking system, way too careless about the information about you that you give to strangers. Not something that people I know who are good with money would do.