Plaid is mainly US where PSD2 does not apply. Banks sometimes get together to work on these topics but it rarely goes well (see ofx/ofc). What more frequently h

Plaid is mainly US where PSD2 does not apply. Banks sometimes get together to work on these topics but it rarely goes well (see ofx/ofc). What more frequently happens is a company like Plaid forces it and then works with banks to satandardize.