> They would of had to sell it all at the bottom of the market. Yup, that's pretty much it. Unfortunately many people don't have the stomach for the market and

> They would of had to sell it all at the bottom of the market. Yup, that's pretty much it. Unfortunately many people don't have the stomach for the market and end up selling at the worst possible time trying to avoid additional losses. After all, if everyone was totally rational and held through downturns then market crashes would largely be eliminated.