Ripe because the current system is inefficient and stacked toward the power players. Robinhood has a lot of users because retail investors are desperate to inve

Ripe because the current system is inefficient and stacked toward the power players. Robinhood has a lot of users because retail investors are desperate to invest money for a profit. The banks underwriting the deals scoop up all the best opportunities before it ever filters down to normal people. With the oppressive regulations on new banks that won’t change any time soon.