Have gone through a similar thought process- and don't disagree with the point that double entry specifically is not that helpful for individuals largely tracki

Have gone through a similar thought process- and don't disagree with the point that double entry specifically is not that helpful for individuals largely tracking cash- HOWEVER- Let me share that beancount actually has the most extensive and flexible tagging and metadata system of any accounting software I've used. In addition to the conventional hierarchical accounts/categories, with beancount one can attach to transactions- and query with beancount's sql- both: * arbitrary single value labels, like tags * arbitrary name-value pairs, like metadata The flexibility is truly a game changer.