Yes and no. Trinet is a PEO[0] and Gusto is just for managing your payroll and benefits...two very different business models. In the former, your employees tec

Yes and no. Trinet is a PEO[0] and Gusto is just for managing your payroll and benefits...two very different business models. In the former, your employees technically become TriNet employees and have agreements with virtually every state (so yes they would cover the). It's just not cheap. Gusto just facilitates the process to find/manage insurance/benefits and your employees are still your employees. [0] - https://en.wikipedia.org/wiki/Professional_employer_organization https://en.wikipedia.org/wiki/Professional_employer_organiza...