Then make those arguments. Don't just say you can. HN is a much more interesting place if you do! But as for why most of those legal arguments don't make sense

Then make those arguments. Don't just say you can. HN is a much more interesting place if you do! But as for why most of those legal arguments don't make sense: what you're suggesting is that if I defraud you, you're now partially liable for the damages from that fraud to third parties, even though you're one of the injured parties. That's not how our legal system works.