There are substantial differences between the resturant and housing situations. Short of burning it down for fun there isn't really any way to consume a house.

There are substantial differences between the resturant and housing situations. Short of burning it down for fun there isn't really any way to consume a house. Also, the person who sold the house got paid for it, its the person who loaned the money to the buyer who is fucked. It would be more like if you took out a loan from a bank, used it to go out to eat, then couldn't pay back the bank. Maybe you are an asshole for not being able to pay, but the bank is incompetent for thinking you would be able to. Anyway, as far as I can tell resturants are all about experience, and maybe forcing the customer to prove they can pay would degrade the experience to the point where the resturant makes more money by just accepting the occasional dine & dash. Also in a real resturant if a customer was sitting there baldly refusing to pay, you could probably just call the police (I dont know, I've worked in resturants and have never even heard of this happening).