Not only are expirations pointless but it’s ridiculous that a 24-hour expiration system is often paired with a “Monday-Friday, 9-4 Eastern” kind of phone call.

Not only are expirations pointless but it’s ridiculous that a 24-hour expiration system is often paired with a “Monday-Friday, 9-4 Eastern” kind of phone call. I once had an investment account lock out at the start of a weekend and I couldn’t log into the damn thing for days simply because their robot shut it off and only a working human would turn it on.