Situations vary though and this is just one more thing on the scales. I bike or ride the train much of the time (~10 miles). This is slower and has it's own co

Situations vary though and this is just one more thing on the scales. I bike or ride the train much of the time (~10 miles). This is slower and has it's own costs, but also benefits. I work downtown and parking is not free. I find daily driving miserable (and I love cars). I rent a Home Depot truck whenever I need a truck, which is still probably less the $100 a year. Knowing I can get a ride in a pinch is just one more thing on the scales. This makes operating a family of four with one small, aging car perfectly reasonable. Friends and family from Texas and Arizona seem concerned we don't have 1.5 luxury vehicles per adult of course.