>>Maybe, but we should be able to price that risk and allow a company to insure people per hour. In many states regulations prevent customizing employee insura

>>Maybe, but we should be able to price that risk and allow a company to insure people per hour. In many states regulations prevent customizing employee insurance packages to that extent. There are cookie cutter obligations that employers have to meet regardless of the hours an employee works. Gig economy jobs get around the inefficiencies imposed by labor regulations.