For comparison, in Sweden the government student loan interest rate is currently 0.16%. Compare to the central bank rate of -0.25% (yes, negative). So an equiv

For comparison, in Sweden the government student loan interest rate is currently 0.16%. Compare to the central bank rate of -0.25% (yes, negative). So an equivalent U.S. interest rate (using the fed rate and the same spread) would be around 3%.