I disagree. Many 1 and 2 person shops implement proper off-site backups because they understand that loosing their data is a death sentence for their business.

I disagree. Many 1 and 2 person shops implement proper off-site backups because they understand that loosing their data is a death sentence for their business. Proper off-site backups are neither expensive nor time consuming to establish these days. There is no good excuse for even the tiniest of companies to not implement them.