4 ms·

>"households don't earn enough to afford a monthly budget that includes housing, food, child care, health care, transportation and a cell phone" Literally the

• j4kp07 7y ago
  1) Get rid of the cellphone 2) Cancel your cable/streaming subscriptions 3) Starting cooking meals at home 4) Apply for ACA
• Brendinooo 7y ago
  Yeah, but dig into the specifics. OP's link allocated $586 a month for food - my family is bigger than the example, and we spend about half of that on groceries. We'll eat out to make up some of the difference, but if we're getting fast food once or twice a week, I wouldn't say we are in a "survival" scenario. Child care is also assumed here, but is not necessary in a two-parent home. Take that off the board and you free up around $15k, as well as some of the tax money as well. And does that tax estimate include the $2k/kid child tax credit? What is "Miscellaneous"? The hourly wage assumes a 2000-hour work year. So theoretically two people could work $15.50/hour jobs and meet this requirement, or you could knock the food budget in half, drop child care, and get the total hourly wage down to $21.50 an hour. That could be one parent working 20 hours a week at $10/hr and another working 40/week at $17/hr. Or someone could earn extra hours to get some spending money. I do that to supplement my family's income. I dunno. "Survival" is such a strong word, and I'm really skeptical that it applies here.
  • chrisseaton 7y ago
    > What is "Miscellaneous"? It's defined in the report. "10 percent of the budget total (including taxes) to cover cost overruns."
    • Brendinooo 7y ago
      Thank you for this! Seems like a reasonable thing to include.