Seriously. I graduated a top Canadian engineering school about ten years ago, and I think my debt at graduation was around $10k, and that was with per-term tuit

Seriously. I graduated a top Canadian engineering school about ten years ago, and I think my debt at graduation was around $10k, and that was with per-term tuition that was around $6k, I think, so most of that debt was from the final year— prior to that I'd been covered by a mix of money earned on internships and a family RESP.