I don't think that's entirely correct. Open Banking means that all participating banks allow access via the same API, which is documented here: https://openban

I don't think that's entirely correct. Open Banking means that all participating banks allow access via the same API, which is documented here: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/16320694/Open+Data+API+Specifications https://openbanking.atlassian.net/wiki/spaces/DZ/pages/16320... The biggest UK banks have a legal obligation to participate and many smaller ones are participating as well. I can see why a third party API gateway would still be useful internationally though.