If you set up a fully private market for student loans, you'll find that you are now making it more difficult, in general, for African Americans to go to colleg

If you set up a fully private market for student loans, you'll find that you are now making it more difficult, in general, for African Americans to go to college. What kind of people will not be able to secure a private loan? The kind of person from a poorer family with bad/no credit, unable to find any acceptable cosigners for a loan.