Normal people can't just hit their bank for an APi key, it's designed for regulated third party services and banks to have a common API to talk to each other th

Normal people can't just hit their bank for an APi key, it's designed for regulated third party services and banks to have a common API to talk to each other that has to comply with the spec (I think, at least this is my understanding of it anyway) note: I'm aware some of the challenger banks here (Starling etc) have a developer API, but that's their own offering