Basically, any "serious" PSP is going to want a stack of information from you before you can start trading. PayPal shut down and suspend accounts on a regular b

Basically, any "serious" PSP is going to want a stack of information from you before you can start trading. PayPal shut down and suspend accounts on a regular basis because they basically only fraud screen you after you're up and running, which is why their barrier to entry is so low, and why they're such a wretched hive of villany and scum. SagePay do have some kind of deal where they do the whole merchant account bit for you, but will require a fair bit of info before they'll let you trade. Other good ones in the UK, however : Commidea, SecureTrading, Ogone, GlobalCollect, ServeBase, and Paypoint.net. Out of all of them, I'd recommend Paypoint, Sagepay, and Commidea on a par - basically, pick whichever fits your pricing model - all three have nice XML APIs, Commidea is kinda "enterprisey", but very competent, and Sagepay falls on its ass at least once a week (they had a 5 hour outage last week, which caused merry hell over here).