It is, I took my brother-in-law aside and had him walk through some basic scenarios for his future (future salary, job opportunities, cost of living, etc.) Had

It is, I took my brother-in-law aside and had him walk through some basic scenarios for his future (future salary, job opportunities, cost of living, etc.) Had I not done this with him, I am not confident he would have had enough sense to do this himself. As it turns out, many people are not willing or know how to do the research, even if it's just a little google-fu. I wonder if, because of programming it is second nature to me to search the internet for answers about anything. I've found anecdotally that many people don't bother trying to figure this information out.