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I tried getting an older friend of mine to use a password manager. After a few hours, we were back to using one password. I'm now convinced that the way forward

I tried getting an older friend of mine to use a password manager. After a few hours, we were back to using one password. I'm now convinced that the way forward with the technically unsophisticated is indeed abstinence. Do not bank online, treat the internet as a place where everything you do is public, and deal with threats as they arise. As far as password managers have come, they're still only usable by power users, normal users can be educated to use them, but the truly unsophisticated really should just stay offline. Fear is a far easier sell than mastery.

idlewords 7y ago
Banking is one of the safer things you can do online, thanks to the high level of regulation and consumer protection around the financial industry.
- u801e 7y ago
  Though they tend to be the ones that have password length and character restrictions.
  - dredmorbius 7y ago
    For better or worse, banks tend to use back-end risk-prediction and risk-prevention methods. Those stop-loss much, though by no means all, fraud losses. One unified model of understanding all the FIRE sector (finance, insurance, real estate) is to consider them as fundamentally attendant to the question of managing risk. To a vastly greater extant than any other economic sector.