"Identity theft" per se is rarely the problem, it's the credit card (and other) frauds committed using the 'stolen' identity that cause issues. And obviously th

"Identity theft" per se is rarely the problem, it's the credit card (and other) frauds committed using the 'stolen' identity that cause issues. And obviously those frauds deprive both the actually-defrauded party and rightful 'owner' of the identity of the opportunity cost of sorting it all out.