No, the businesses that you need to worry about generally won't track or share this information. Lenders need to see bank accounts and transaction histories (l

No, the businesses that you need to worry about generally won't track or share this information. Lenders need to see bank accounts and transaction histories (last 6 months, at least). With transaction records, along with accounting records, it's a fairly straightforward data science task to determine a) whether you are seeing the entire cash picture and b) whether the business has other loans. One should also get tax returns; with those and accounting data one can make a good guess at whether c) the business is just making up numbers when it comes to their operations.