No doubt the HN crowd will not like a comment like that that is grounded in personal responsibility and planning. When did taking into account potential bad li

No doubt the HN crowd will not like a comment like that that is grounded in personal responsibility and planning. When did taking into account potential bad life occurrences and/or living beyond your means turn into sympathy for people who spend money on '2 masters degrees' but can't get employed with those because of life choices. And some other things 'prom dress' that honestly are not life essential (little things do add up; read further below) And this: > But now there's also soccer, swim team, lacrosse, broken cleats, a junior prom dress, trips to look at colleges, AP exams, SAT tests and summer camp. How about not thinking that you have to do or supply all of that to your children to start. Here's an idea. Maybe it would be <i>more beneficial to your kids</i> if you say you can't pay for some of those things. That's right. Let them have a taste of what can happen if you don't think far enough in advance or make life choices with only a small safety net. That will certain be a motivating factor, right? Parents are brainwashed and lemmings to think they have to do things 'to show colleges you are well rounded' or 'because that's what parents do for their kids'. Maybe need to get back to think ahead and plan or you will end up delivering groceries to others as your job earning meager pay.