Not a founder, but I worked for a small company which was buying hardware and rented it out to their (much bigger) customers. Usually they didn't have the money

Not a founder, but I worked for a small company which was buying hardware and rented it out to their (much bigger) customers. Usually they didn't have the money for getting the hardware and had to get a loan from the bank. I don't think, there was much risk to it for the bank, because the company would get it back over time with the signed contract. But that might be my bias. The founder told me that they were lucky because if the customer would have wanted even more expensive hardware but the bank wouldn't want to lend the needed amount of money that would be a problem. Also timing was important for contract signing, securing the loan, getting the hardware and installing it.