I worked for OnDeck for almost four years. I really like their business model/product. You hit the nail on the head with regards to why banks don't like "small

I worked for OnDeck for almost four years. I really like their business model/product. You hit the nail on the head with regards to why banks don't like "small" loans. It costs them almost as much to underwrite a $10 mil loan as a $100k loan, so they know which of the two they prefer.