I was under the the understanding that 1) readers can be tampered with - https://www.creditcards.com/credit-card-news/new-card-skimming-is-called-shimming.php

I was under the the understanding that 1) readers can be tampered with - https://www.creditcards.com/credit-card-news/new-card-skimming-is-called-shimming.php https://www.creditcards.com/credit-card-news/new-card-skimmi... and 2) there was some ability to clone the cards https://www.kaspersky.com/blog/chip-n-pin-cloning/21502/ https://www.kaspersky.com/blog/chip-n-pin-cloning/21502/