Also, a quarter of working Americans are early in a career, and people generally earn most of their retirement wealth later in a career. Here's [1] a interesti

Also, a quarter of working Americans are early in a career, and people generally earn most of their retirement wealth later in a career. Here's [1] a interesting set of data that demonstrates this. Here's an age breakdown of the worforce [2]. Since about a quarter of the workforce is under 25, I'd not expect them to have much retirement at all. Sure some older people also have too little, but this article makes it sound much worse than it probably is by treating wealth as static. So since younger workers generally (and historically) have had little net worth but ended up with decent net worth, I wish articles like this would point this effect out and explain the nuance better. [1] https://dqydj.com/net-worth-by-age-calculator-united-states/ https://dqydj.com/net-worth-by-age-calculator-united-states/ [2] https://dqydj.com/workforce-by-age-calculator-united-states/ https://dqydj.com/workforce-by-age-calculator-united-states/