> did create their own gateways > Many companies, prior to Stripe, did create their own gateways or custom systems on top of gateways. Ah. There it is. By yo

> did create their own gateways > Many companies, prior to Stripe, did create their own gateways or custom systems on top of gateways. Ah. There it is. By your logic, because I've written shell code, I've written a shell interpreter, because I wrote something custom on top of it. Nice ad hominem though.