Case law on these matters is very clear. They're not going to argue. I'll admit to not ever going to court with a bank, but I had several spats with Bank of Ame

Case law on these matters is very clear. They're not going to argue. I'll admit to not ever going to court with a bank, but I had several spats with Bank of America over money in several old accounts from when they bought out Security Pacific (I became treasurer of an old mutual benefit corporation). Lawyers even got involved, but the fact is, they cannot refuse to acknowledge a duly signed contract or not obey notes they issued. That is the law, and it is very clear.