Having debt doesn't mean you're doing it "wrong"--debt is a useful tool, both in the financial and technical sense. Debt only becomes a problem when you take o

Having debt doesn't mean you're doing it "wrong"--debt is a useful tool, both in the financial and technical sense. Debt only becomes a problem when you take out too much of it. If you owe 90% of your monthly income in interest payments, it'll take a long time to a buy a new car. If you have nothing but hacks/shortcuts/etc in your code, it'll take a long time to add new features. Debt is only debt when you have to service it. Shortcuts that aren't affecting your ability to develop new features are not debt.