"Hasn't made any of the payments" is the only way to read it when they're saying "it's hypothetical". Once the first payment is made, it's not hypothetical any

"Hasn't made any of the payments" is the only way to read it when they're saying "it's hypothetical". Once the first payment is made, it's not hypothetical any more. It's real money. The USPS only stopped paying because they were more than $8b in debt and could no longer afford the $5.7b per year they needed to pay. Which goes to prove the point that Congress is intentionally taxing them out of business. If I owe you money and I stop paying and my argument for stopping paying you is that I don't have any money left, do you claim that my money problems are hypothetical because I haven't paid it all? No. They're very real, highlighted by the fact that I can't pay the rest.