I started at $63k a year. My student loan payments were $1,200 a month. Apartments in my area started at $1,500 a month. Insurance is important to me for my hea

I started at $63k a year. My student loan payments were $1,200 a month. Apartments in my area started at $1,500 a month. Insurance is important to me for my health, and 401k for retirement. Would be nice if that cheap car I got would stop breaking down and failing emissions inspections... Gee, would be nice to not wake up on the floor because your crappy air mattress lost all the air in it during the night. There's no TV to watch because I didn't have one, so the list of basic things to buy is growing. The reality is, not everyone lives in California. Entry level salaries have certainly increased since I graduated, but they're still not $100k+. Advanced payments are hard to make when you're just getting started and have nothing to stand on. I'm not arguing that it's not possible, I'm only arguing that your imagination of how much money the average jr developer has to splash is not realistic.