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Feel free to adjust your numbers if you like. Personally, I have a hard time spending that much in a year. The idea, though, is to save up enough that you don
by jasonkester 7y ago
Feel free to adjust your numbers if you like. Personally, I have a hard time spending that much in a year.
The idea, though, is to save up enough that you don't need to think about losing your job as an existential threat. That's an easily attainable goal for a software guy, and it puts you in a nice position in a lot of ways.
- jandrewrogers 7y agoYou are defining a "safety net" that tacitly assumes a privileged middle class life, which makes the problem artificially simple. For someone that genuinely comes from an impoverished background, creating a safety net can be substantially more complicated because it involves considerably more than just having a bit of money saved. Many poor people have no family whatsoever in any meaningful sense, which makes building a "safety net" more complicated -- there is more to a safety net than money. Most poor people have the social class equivalent of "technical debt" which requires a lot of time and money to eliminate, which is something most people from a middle class background are oblivious to because they've never had to worry about it. Poor people are not middle class people without money. There is a ton of other baggage correlated with being poor that they have to contend with.
- war1025 7y agoHe is referring to people with CS degrees, not lower class people with no life skills. If you made it through college and got a degree, you're basically on track to be middle class.