I wonder too. One idea I have: In these countries you don't really need that much more because you're already cushioned against risk. You also don't need to pr

I wonder too. One idea I have: In these countries you don't really need that much more because you're already cushioned against risk. You also don't need to provide a cushion to anyone around you (since everyone's taxes are already doing that). Which means, below you is not the gaping abyss but a shrub that is a little bit thorny.