I think everybody in this discussion is working with a different model for the word "risk". This is a problem of concision inherent to a platform like Twitter.

I think everybody in this discussion is working with a different model for the word "risk". This is a problem of concision inherent to a platform like Twitter. I don't think the argument is that 18 year olds are risking less than 30+ year olds with established families. I think the argument is that for young middle/upper class people with social capital, the risk is moving back in with your parents. The conversation stems from the question "are startups riskier for rich kids or not-rich kids?", and not "are startups riskier for 18-30 year olds vs some other demographic?"